[et_pb_section fb_built=\u00bb1″ next_background_color=\u00bb#F2F2FA\u00bb _builder_version=\u00bb3.22″ custom_padding=\u00bb25px|0px|25px|0px|true|false\u00bb bottom_divider_style=\u00bbwaves2″ bottom_divider_height=\u00bb600px\u00bb bottom_divider_repeat=\u00bb0.6x\u00bb bottom_divider_height_tablet=\u00bb220px\u00bb bottom_divider_height_phone=\u00bb160px\u00bb bottom_divider_height_last_edited=\u00bbon|phone\u00bb locked=\u00bboff\u00bb][et_pb_row _builder_version=\u00bb3.25″][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb3.25″ custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb3.27.4″ text_font=\u00bb||||||||\u00bb text_font_size=\u00bb16px\u00bb text_line_height=\u00bb2em\u00bb ul_font=\u00bb||||||||\u00bb header_font=\u00bb||||||||\u00bb header_2_font=\u00bbRoboto|700|||||||\u00bb header_2_font_size=\u00bb45px\u00bb header_2_line_height=\u00bb1.2em\u00bb header_3_font=\u00bb||||||||\u00bb max_width=\u00bb800px\u00bb max_width_last_edited=\u00bboff|desktop\u00bb custom_margin=\u00bb|||\u00bb custom_padding=\u00bb|||\u00bb header_2_font_size_tablet=\u00bb35px\u00bb header_2_font_size_phone=\u00bb28px\u00bb header_2_font_size_last_edited=\u00bbon|phone\u00bb]<\/p>\n
Un cr\u00e9dito pyme es un financiamiento especializado para todas las peque\u00f1as y<\/span><\/p>\n medianas empresas, enfocado a las necesidades de crecimiento empresarial.<\/p>\n Actualmente existen opciones de cr\u00e9dito diversas en tiempos de respuesta, No hay un momento espec\u00edfico para que una empresa solicite un cr\u00e9dito, pero s\u00ed es A diferencia de los cr\u00e9ditos personales, un cr\u00e9dito pyme est\u00e1 dise\u00f1ado para solventar <\/p>\n <\/p>\n [\/et_pb_text][et_pb_image src=\u00bbhttps:\/\/posiblees.com\/apalancamiento\/wp-content\/uploads\/2021\/01\/tabla1.png\u00bb title_text=\u00bbtabla1″ align_tablet=\u00bbcenter\u00bb align_phone=\u00bb\u00bb align_last_edited=\u00bbon|desktop\u00bb _builder_version=\u00bb4.7.7″ animation_style=\u00bbzoom\u00bb animation_intensity_zoom=\u00bb6%\u00bb border_radii=\u00bbon|10px|10px|10px|10px\u00bb border_width_all=\u00bb20px\u00bb border_color_all=\u00bbrgba(255,255,255,0)\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.7.7″ _module_preset=\u00bbdefault\u00bb]<\/p>\n <\/p>\n Lo que es muy importante tener definido es para qu\u00e9 se usar\u00e1 un cr\u00e9dito PyME:\u2022 Capital de trabajo<\/span><\/p>\n \u2022 Compra de inventario\u00a0 [\/et_pb_text][et_pb_text _builder_version=\u00bb4.7.7″ _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#008284″ locked=\u00bboff\u00bb]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=\u00bb4.7.7″ _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#008284″ locked=\u00bboff\u00bb]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=\u00bb4.7.7″ _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#008284″ locked=\u00bboff\u00bb]<\/p>\n [\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/us02web.zoom.us\/meeting\/register\/tZ0kdemvqT8tEtPMcyXjp8w_Pdip5qSo_z5C\u00bb button_text=\u00bbQuiero Asistir\u00bb button_alignment=\u00bbcenter\u00bb _builder_version=\u00bb4.7.7″ _module_preset=\u00bbdefault\u00bb custom_button=\u00bbon\u00bb button_text_color=\u00bb#e02b20″ hover_enabled=\u00bb0″ locked=\u00bboff\u00bb sticky_enabled=\u00bb0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1″ custom_padding_last_edited=\u00bbon|tablet\u00bb admin_label=\u00bb Market Research\u00bb _builder_version=\u00bb3.22″ background_color=\u00bb#F2F2FA\u00bb custom_margin_tablet=\u00bb\u00bb custom_margin_phone=\u00bb\u00bb custom_margin_last_edited=\u00bbon|phone\u00bb custom_padding=\u00bb80px||80px||true|false\u00bb custom_padding_tablet=\u00bb\u00bb custom_padding_phone=\u00bb0px|||\u00bb saved_tabs=\u00bball\u00bb][et_pb_row _builder_version=\u00bb3.25″ custom_padding=\u00bb|||\u00bb locked=\u00bboff\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb3.25″ custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb3.27.4″ text_font=\u00bb||||||||\u00bb text_font_size=\u00bb16px\u00bb text_line_height=\u00bb2em\u00bb ul_font=\u00bb||||||||\u00bb header_font=\u00bb||||||||\u00bb header_2_font=\u00bbRoboto|700|||||||\u00bb header_2_font_size=\u00bb45px\u00bb header_2_line_height=\u00bb1.2em\u00bb header_3_font=\u00bb||||||||\u00bb text_orientation=\u00bbcenter\u00bb max_width=\u00bb800px\u00bb max_width_last_edited=\u00bboff|desktop\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb|||\u00bb custom_padding=\u00bb|||\u00bb header_2_font_size_tablet=\u00bb35px\u00bb header_2_font_size_phone=\u00bb28px\u00bb header_2_font_size_last_edited=\u00bbon|phone\u00bb]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2″ _builder_version=\u00bb3.25″][et_pb_column type=\u00bb1_2″ _builder_version=\u00bb3.25″ custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_blurb title=\u00bbSimple\u00bb use_icon=\u00bbon\u00bb font_icon=\u00bb%%276%%\u00bb icon_color=\u00bb#7a69e6″ icon_placement=\u00bbleft\u00bb content_max_width=\u00bb1100px\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb64px\u00bb icon_font_size_tablet=\u00bb\u00bb icon_font_size_phone=\u00bb32px\u00bb icon_font_size_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb3.3.1″ header_level=\u00bbh3″ header_font=\u00bbRoboto|700|||||||\u00bb header_line_height=\u00bb1.7em\u00bb body_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb body_line_height=\u00bb2em\u00bb background_color=\u00bb#ffffff\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbleft\u00bb custom_margin=\u00bb||0px|\u00bb custom_padding=\u00bb30px|20px|40px|20px|false|true\u00bb custom_padding_last_edited=\u00bboff|desktop\u00bb animation=\u00bboff\u00bb header_font_size_tablet=\u00bb\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb body_font_size_tablet=\u00bb\u00bb body_font_size_phone=\u00bb14px\u00bb body_font_size_last_edited=\u00bbon|phone\u00bb border_radii=\u00bb|10px|10px||\u00bb border_width_all_image=\u00bb50px\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb]<\/p>\n Cr\u00e9dito amortizable a cierto periodo. La disposici\u00f3n del cr\u00e9dito es en una sola [\/et_pb_blurb][et_pb_blurb title=\u00bbLiquidez\u00bb use_icon=\u00bbon\u00bb font_icon=\u00bb%%259%%\u00bb icon_color=\u00bb#fa5e5d\u00bb icon_placement=\u00bbleft\u00bb content_max_width=\u00bb1100px\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb64px\u00bb icon_font_size_tablet=\u00bb\u00bb icon_font_size_phone=\u00bb32px\u00bb icon_font_size_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb4.7.7″ header_level=\u00bbh3″ header_font=\u00bbRoboto|700|||||||\u00bb header_line_height=\u00bb1.7em\u00bb body_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb body_line_height=\u00bb2em\u00bb background_color=\u00bb#ffffff\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbleft\u00bb custom_margin=\u00bb||0px|\u00bb custom_padding=\u00bb30px|20px|40px|20px|false|true\u00bb custom_padding_last_edited=\u00bboff|desktop\u00bb animation=\u00bboff\u00bb header_font_size_tablet=\u00bb\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb body_font_size_tablet=\u00bb\u00bb body_font_size_phone=\u00bb14px\u00bb body_font_size_last_edited=\u00bbon|phone\u00bb border_radii=\u00bb|10px|10px||\u00bb border_width_all_image=\u00bb50px\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb locked=\u00bboff\u00bb]<\/p>\n Con este tipo de cr\u00e9dito obtienes liquidez a trav\u00e9s de ingresos comprobables y [\/et_pb_blurb][et_pb_toggle title=\u00bbLearn More\u00bb _builder_version=\u00bb3.3.1″ title_font=\u00bbRoboto|700|||||||\u00bb title_font_size=\u00bb18px\u00bb title_line_height=\u00bb1.7em\u00bb body_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb body_line_height=\u00bb2em\u00bb background_color=\u00bb#ffffff\u00bb custom_margin=\u00bb||12%|\u00bb custom_padding=\u00bb|30px||30px\u00bb animation_style=\u00bbfold\u00bb animation_direction=\u00bbtop\u00bb border_radii=\u00bb|||10px|10px\u00bb border_width_all=\u00bb0px\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb locked=\u00bboff\u00bb]Lorem ipsum dolor sit amet, consectetur adipiscing elit. In mi nunc, facilisis sed erat sed, interdum suscipit nisl. Donec ut ligula sed dolor accumsan placerat. Ut sed felis vitae augue condimentum viverra. Praesent condimentum magna sit amet dui interdum sodales. Ut tincidunt ipsum leo, nec hendrerit odio fermentum at. Cras sit amet nibh lacus. Ut a risus id libero pellentesque consectetur. Vestibulum ornare pulvinar laoreet. Cras non scelerisque tortor, et rutrum sapien.<\/p>\n Sed at lacus vitae augue egestas pulvinar ultricies nec nisi. In aliquet velit sed eros facilisis, in tempus eros imperdiet. Aenean mollis urna aliquet orci placerat porttitor. Aenean tincidunt urna sed faucibus sodales. Donec sit amet eros eros. Duis volutpat arcu at efficitur molestie. Pellentesque gravida dolor risus, a sollicitudin arcu euismod sit amet.<\/p>\n Curabitur dapibus at felis quis interdum. Etiam at elementum ligula. Aliquam efficitur ante eget viverra molestie. Donec rutrum tellus a ex accumsan varius. Etiam aliquam libero et finibus finibus. Cras vel nunc eget metus fringilla consectetur. Aenean sed lacinia turpis. Nullam porttitor lobortis mauris at blandit. Quisque aliquam diam felis, at fermentum metus dignissim in. Mauris sagittis dolor sed venenatis scelerisque. Funciona como una tarjeta de cr\u00e9dito, a diferencia que s\u00f3lo se cobran los [\/et_pb_blurb][et_pb_blurb title=\u00bbArrendamiento\u00bb use_icon=\u00bbon\u00bb font_icon=\u00bb%%239%%\u00bb icon_color=\u00bb#f9c043″ icon_placement=\u00bbleft\u00bb content_max_width=\u00bb1100px\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb64px\u00bb icon_font_size_tablet=\u00bb\u00bb icon_font_size_phone=\u00bb32px\u00bb icon_font_size_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb4.7.7″ header_level=\u00bbh3″ header_font=\u00bbRoboto|700|||||||\u00bb header_line_height=\u00bb1.7em\u00bb body_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb body_line_height=\u00bb2em\u00bb background_color=\u00bb#ffffff\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbleft\u00bb custom_margin=\u00bb||0px|\u00bb custom_padding=\u00bb30px|20px|40px|20px|false|true\u00bb custom_padding_last_edited=\u00bboff|desktop\u00bb animation=\u00bboff\u00bb header_font_size_tablet=\u00bb\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb body_font_size_tablet=\u00bb\u00bb body_font_size_phone=\u00bb14px\u00bb body_font_size_last_edited=\u00bbon|phone\u00bb border_radii=\u00bb|10px|10px||\u00bb border_width_all_image=\u00bb50px\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb locked=\u00bboff\u00bb]<\/p>\n El cliente utiliza el cr\u00e9dito para arrendar (rentar) equipo o maquinaria, autos o [\/et_pb_blurb][et_pb_blurb title=\u00bbHipotecario Empresarial\u00bb use_icon=\u00bbon\u00bb font_icon=\u00bb%%285%%\u00bb icon_color=\u00bb#f98d5e\u00bb icon_placement=\u00bbleft\u00bb content_max_width=\u00bb1100px\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb64px\u00bb icon_font_size_tablet=\u00bb\u00bb icon_font_size_phone=\u00bb32px\u00bb icon_font_size_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb4.7.7″ header_level=\u00bbh3″ header_font=\u00bbRoboto|700|||||||\u00bb header_line_height=\u00bb1.7em\u00bb body_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb body_line_height=\u00bb2em\u00bb background_color=\u00bb#ffffff\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbleft\u00bb custom_margin=\u00bb||0px|\u00bb custom_padding=\u00bb30px|20px|40px|20px|false|true\u00bb custom_padding_last_edited=\u00bboff|desktop\u00bb animation=\u00bboff\u00bb header_font_size_tablet=\u00bb\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb body_font_size_tablet=\u00bb\u00bb body_font_size_phone=\u00bb14px\u00bb body_font_size_last_edited=\u00bbon|phone\u00bb border_radii=\u00bb|10px|10px||\u00bb border_width_all_image=\u00bb50px\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb locked=\u00bboff\u00bb]<\/p>\n Este tipo de cr\u00e9dito se usa para la compra de inmuebles comerciales, adquisici\u00f3n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1″ fullwidth=\u00bbon\u00bb _builder_version=\u00bb4.7.7″ _module_preset=\u00bbdefault\u00bb][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Un cr\u00e9dito pyme es un financiamiento especializado para todas las peque\u00f1as y medianas empresas, enfocado a las necesidades de crecimiento empresarial. Actualmente existen opciones de cr\u00e9dito diversas en tiempos de respuesta,documentaci\u00f3n y tr\u00e1mite: incubadoras de negocios, apoyos gubernamentales, bancatradicional o instituciones no bancarias llamadas Fintech (Financieras Tecnol\u00f3gicas).Elegir la mejor opci\u00f3n depender\u00e1 del uso al que […]<\/p>\n","protected":false},"author":1,"featured_media":267,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[1],"tags":[],"class_list":["post-53","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\n
documentaci\u00f3n y tr\u00e1mite: incubadoras de negocios, apoyos gubernamentales, banca
tradicional o instituciones no bancarias llamadas Fintech (Financieras Tecnol\u00f3gicas).
Elegir la mejor opci\u00f3n depender\u00e1 del uso al que ser\u00e1 destinado dicho cr\u00e9dito.<\/p>\n
posible adquirirlo en cualquiera que sea la etapa de desarrollo en la que se encuentre.<\/p>\n1.1 Banca Tradicional y Fintech.<\/h2>\n
los gastos que una empresa puede tener de acuerdo con las necesidades que surgen.
Las tasas de inter\u00e9s var\u00edan, pero, en definitiva, son proporcionales a la capacidad de
adquirir el compromiso financiero sin que represente un riesgo posterior a la empresa.<\/p>\n
\u2022 Sustituci\u00f3n de pasivos
\u2022 Adquisici\u00f3n de activos
\u2022 Compra de Materia Prima
\u2022 Pago de n\u00f3minas
\u2022 Remodelaci\u00f3n de oficinas
\u2022 Crecimiento de canal de venta
\u2022 Adquisici\u00f3n de bienes inmuebles uso comercial
\u2022 Arrendamiento de equipo de transporte
\u2022 Compra de maquinaria
\u2022 Renta de maquinaria
\u2022 Pago a Proveedores<\/p>\n\u00a0<\/span>\u00bf<\/span>Quieres saber c\u00f3mo calcular tu capacidad de pago?<\/span><\/span><\/h2>\n
Asiste a nuestros cursos impartidos en un webinar el 25 de Marzo a las 10:00 a.m.<\/span><\/span><\/h2>\n
\u00a0Apalancamiento a travez de tu informaci\u00f3n financiera.<\/span><\/h2>\n
Lo que debes saber de tus estados financieros<\/span><\/h3>\n
Diagn\u00f3stica t\u00fa Negocio y decide como Apalancarte.<\/span><\/h2>\n
1.2 Tipos de Cr\u00e9dito PyME<\/h2>\n
exhibici\u00f3n, y los plazos van desde 6 a 60 meses. Por lo general y conveniencia,
se contrata entre 12 a 36 meses.
Cada 12 meses los bancos hacen evaluaciones y pueden ampliar la l\u00ednea de
cr\u00e9dito otorgada.<\/p>\n
dejando como garant\u00eda alg\u00fan bien inmueble. El monto aprobado oscila entre
50% – 70% valor de la vivienda.<\/p>\n
\n[\/et_pb_toggle][\/et_pb_column][et_pb_column type=\u00bb1_2″ _builder_version=\u00bb3.25″ custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_blurb title=\u00bbRevolvente.
\n\u00bb use_icon=\u00bbon\u00bb font_icon=\u00bb%%209%%\u00bb icon_color=\u00bb#6a9ae8″ icon_placement=\u00bbleft\u00bb content_max_width=\u00bb1100px\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb64px\u00bb icon_font_size_tablet=\u00bb\u00bb icon_font_size_phone=\u00bb32px\u00bb icon_font_size_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb4.7.7″ header_level=\u00bbh3″ header_font=\u00bbRoboto|700|||||||\u00bb header_line_height=\u00bb1.7em\u00bb body_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb body_line_height=\u00bb2em\u00bb background_color=\u00bb#ffffff\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbleft\u00bb custom_margin=\u00bb||0px|\u00bb custom_padding=\u00bb30px|20px|40px|20px|false|true\u00bb custom_padding_last_edited=\u00bboff|desktop\u00bb animation=\u00bboff\u00bb header_font_size_tablet=\u00bb\u00bb header_font_size_phone=\u00bb18px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb body_font_size_tablet=\u00bb\u00bb body_font_size_phone=\u00bb14px\u00bb body_font_size_last_edited=\u00bbon|phone\u00bb border_radii=\u00bb|10px|10px||\u00bb border_width_all_image=\u00bb50px\u00bb box_shadow_style=\u00bbpreset1″ box_shadow_blur=\u00bb70px\u00bb box_shadow_color=\u00bbrgba(110,130,208,0.18)\u00bb]<\/p>\n
intereses de la cantidad dispuesta y por los d\u00edas dispuestos. Si lo pagas, puedes
volver a disponer de la l\u00ednea de cr\u00e9dito.<\/p>\n
equipo m\u00e9dico, para la operaci\u00f3n del negocio.
Los contratos duran un promedio de 3 a\u00f1os.<\/p>\n
de terreno, construir con fines comerciales o remodelar instalaciones.
Planes de financiamiento de hasta 7 a\u00f1os para poder pagarlo.<\/p>\n